SUPERIOR CHOICE LOAN
All Superior Choice Loans are completed in house. If you do not have a full direct deposit, please bring along two of your most recent pay stubs.
We do not pull a credit report. However, we do report your payment history. Download & complete the application below and bring it with you to one of our three locations!
Superior Choice Loan
Superior Choice Loan (Better Choice Payday Loan)
No credit check required
$750 Line of Credit; $25 App Fee; $20 Advance Fee
Requires:
- Minimum of atleast 2 direct deposits
- Open account for at least 120 days
- Monthly income of at least $1000:
- Verified by either minimum 2 direct deposits or 2 recent paystubs
Can only be applied for in branch
To Qualify
To qualify for a Superior Choice Loan, a member must:
- Be at least 18 years of age and legally capable of entering into a binding contract.
- Be a Superior Credit Union Member in GOOD STANDING at the time the loan is applied for.
- Be a Superior Credit Union member for at least 120 days.
- Not show evidence of abusive or multiple short- term lending history in the past.
- Must have direct deposit/payroll deduction before loan can be paid out. Superior Choice Loan without direct deposit will no longer be eligible for disbursement
Pay Your Loan
Click Here To Pay Your Loan
The Superior Choice Loan Program is designed to provide our members with a better alternative to the growing problems of payday lending loans. We have a strong interest in helping low and moderate income members manage their finances and meet their financial needs without resorting to high-cost, high-interest products such as payday loans. Superior Credit Union’s goal is to assist and educate members on wise financial management and budgeting so that the need for this type of loan diminishes and you build and maintain a stable savings / borrowing record to meet your future financial needs.
RATE MATCH
We value your membership with us! We have made it our priority to make you as HAPPY with our rates and services as we can. That is why we will match or even beat the rates you can find out there.
If you get offered a better rate somewhere else, give us a call and we will look at being able to match and even beat that rate. This applies to LOANS for Vehicles, Signature Loans, Boats, RV’s, and Home Equities. We do have to make sure we are matching apples to apples, and verify the stipulations first.
*Superior will consider matching any rate presented. However, it is not guaranteed to be matched. Matching will depend of creditworthiness and type of application.
