WHAT TO EXPECT
At Superior Credit Union, every member maintains $5 in his or her Share Savings Account at all times. These shares (among the others that a person invests in the credit union) are lent back out to other members who are in need of borrowing.
In your credit union, members pool their funds to help one another in a cooperative way. As a shareholder, you are entitled to borrow and utilize the services which other members help make possible for you.
Savings Benefits
• Minimum $5.00 initial deposit
• A maximum of up to 6 transfers per month on the account per Regulation D.
• Dividends are paid quarterly and are calculated on an average daily balance.
At Superior Credit Union, every member maintains $5 in his or her Share Savings Account at all times. These shares (among the others that a person invests in the credit union) are lent back out to other members who are in need of borrowing.
At Superior CU, you qualify for a totally FREE MasterCard® Debit Card. You can use your Superior Debit/Check Card at participating MasterCard locations, and at any ATM machine.
Overdraft Protection is a convenience service that allows your credit union to look at other accounts to transfer from to cover purchases or debits to your account. This service is offered free to all Superior CU members and is easy to set up.
Make the most of your money with a share certificate. Superior CU offers share certificates that range from 6 months up to 5 years. All CD’s have a minimum deposit of $500, except for the Youth CD, which has a minimum deposit of $100.00
Looking to stash away some money for a rainy day, or saving for something specific. Try a travel, holiday, or escrow account today. These accounts are dividend-bearing and easy to open. You can even have some of your paycheck deposited into them! See our rate schedule for the current dividend rates.
Make the most of your money. With a Money Market account, you can earn higher dividends than a share savings, but not have to tie up your money in a share certificate.
With your money market, you can withdraw up to 3 times a month without a penalty.
A Money Market does not have a specified term and can be withdrawn at any time. You must maintain a minimum balance of $2,000 to earn dividends.