CERTIFICATE OF DEPOSIT
(CD)

WHAT TO EXPECT

Make the most of your money with a share certificate.  Superior CU offers share certificates that range from 6 months up to 5 years.  All CD’s have a minimum deposit of $500, except for the Youth CD, which has a minimum deposit of $100.00 and only available in 60 month terms.



CD Term Lengths

  • 6 month
  • 12 month
  • 24 month
  • 36 month 
  • 60 month

Youth CD

A Youth iCD is a special CD that helps youth save for the future.  $25.00 is the required minimum to open a CD.  The rates are the same rates as the Share Certificates on our rate sheet.  One big benefit of the Youth CD is the ability to make deposits in increments of $100.00 into the CD at any time. Currently only 60 month terms are available. 

CD Quick Facts

• Minimum $500.00 initial deposit


• 90 day penalty for early withdrawal (0-36 month CD)


• 180 day penalty for early withdrawal (37-60 month CD)


• Dividends are paid quarterly and are calculated on an average daily balance.  A member must maintain a $500.00 minimum average day to day balance in order to receive dividends.

Share Certificates
(CD)

TERM OPEN MINIMUM EARN MINIMUM DIVIDEND APY
6 MONTH $500 $500 3.00% 3.03%
12 MONTH $500 $500 4.00% 4.06%
24 MONTH $500 $500 3.75% 3.80%
36 MONTH $500 $500 3.50% 3.55%
60 MONTH $500 $500 3.25% 3.29%

Open Your CD Account Today!

For Members: Visit one of our locations and bring your photo ID! We'll have your CD Account set up in no time!

For Non-Members: Join Superior today by opening a Share Savings Account with a minimum deposit of $5! Then we will get your CD Account setup and you can start taking advantage of all our member benefits! Visit one of our three locations today and bring your photo ID!

About Superior Credit Union Accounts

Once A Member-Always A Member!

Superior Credit Union is dedicated to providing competitive and flexible products for our members. We are your full-service credit union in Montgomery County PA! We offer products for all financial situations for all stages of life. Whether you’re looking to be rewarded today, or a safe place to grow your money, we have a solution for you!
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