OVERDRAFT SERVICES CONSENT


Have you ever gotten stuck at the gas pump or grocery store and needed to go slightly negative in your accounts?

Many of us deal with this burden daily.

Overdraft Services Consent is an agreement when using your debit card to allow to go negative to a certain dollar amount but apply a $32 fee to do so. This will remove the declined embarrassment and you can handle the negative balance when its convenient for you.

Overdraft Services Consent requires:


  • To be a Superior Credit Union member
  • All accounts must be in good standing including loans
  • At least the age of 18
  • Must have a checking account for 60 days




If this type of service is what you are looking for apply by filling out the consent form below.




Overdraft Services Consent Form

OVERDRAFT PROTECTION


Have you ever made a mistake in your check book, or forgot that gas purchase you made yesterday?  Many of us do.  That is why there is overdraft protection.  Overdraft Protection is a convenience service that allows your credit union to look at other accounts to transfer from to cover purchases or debit to your account.  This service is offered free to all Superior CU members and is easy to set up.


Overdraft Protection allows you to avoid non sufficient funds (NSF) charges by allowing SCU to automatically transfer money from a specified SCU account in the event you overdraft your account.   You can overdraft from any SCU account that you are an owner/joint owner of.

If overdrafting from a savings account, you are limited to six (6) electronic transfers per month per Federal Regulation D.

However, some times there aren’t any funds to cover a transaction that occurred on your account.  When this occurs, you will receive a NSF (non-sufficient funds) fee which is disclosed in our fee section located at fee schedule

To set up your overdraft protection, please contact us at 610.489.7239 and speak to a staff member today.

Overdraft Disclosure
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